TERMS OF USE, DISCLAIMER
AND PRIVACY POLICY AGREEMENT
PLEASE
READ THIS ENTIRE AGREEMENT
CAREFULLY
BEFORE ACCESSING OR USING THE SERVICE:IT
IS A BINDING AGREEMENT BETWEEN YOU AND ENCORE PARTNERS,
LLC ("ENCORE"). BY ACCESSING OR USING ANY PART OF
THE SERVICE, YOU EXPRESSLY AGREE TO AND CONSENT
TO BE BOUND BY ALL OF THE TERMS OF THIS AGREEMENT.IF YOU DO NOT AGREE TO ALL OF THE TERMS OF THIS AGREEMENT, DO NOT
ACCESS OR USE ANY PART OF THE SERVICE.
1.
What
we are: Encore
is a consulting and training firm helping grow the
business of financial services companies and their
advisors and brokers.Encore
offers several services on this Web site (the "Web
Site"), including, without limitation, the availability
of the Enward organizational tool, discussion forums,
publication of articles and reports, and the registration
for seminars hosted by Encore.These
services and this Web Site constitute the "Service."
2.
Where
we are: Encore's
address is 504 Strawberry Plains Road, Williamsburg,
Virginia 23188 and its email address is admin@encorepartners.com.Any
notices to Encore shall be directed to that address
and email address.Our
phone number is (757) 564-7226.
3.
Ownership
of this Web Site and its Content.The
Service is proprietary to Encore and is protected
by intellectual property laws and international
intellectual property treaties. Under the terms
and conditions of this Agreement, Encore grants
you a nonexclusive, nontransferable, nonsublicensable
right to access and use the Service.All of the content featured or displayed on the Web Site, including,
but not limited to, text, graphics, quotes and other
financial data, photographs, images, moving images,
sound, illustrations and software ("Content"), is
owned by Encore, its licensors or its content providers.
All elements of the Web Site, including, but not
limited to, the general design and the Content,
are protected by trade dress, copyright, trademarks,
moral rights, and/or other laws relating to intellectual
property rights.Without
limitation, the words "Encore Partners" and the
Encore Enfinity symbol with the Encore logotype
are registered trademarks of Encore Partners (pending
application).Any
copying, re-publication, re-displaying, re-transmitting
or re-distribution of the Content, including by
caching, framing or similar means, is expressly
prohibited without prior written consent of Encore.The Web Site, its Content and all related rights shall remain
the exclusive property of Encore, its licensors,
or its content providers unless otherwise expressly
agreed.No
user may remove, alter or cover any copyright or
other proprietary notices placed on this Web Site.
4.
Indemnification.You
agree to indemnify, hold harmless and defend Encore,
its members, managers, officers, employees and agents
from and against any action, cause, claim, damage,
debt, demand or liability, including reasonable
costs and attorney's fees, asserted by any person,
arising out of or relating to: (a) this Agreement;
(b) your use of the Content and related rights;
and (b) your use of the Service, including any data
or work transmitted or received by you.
5.
Our
Privacy Policy:Encore
believes strongly in preserving Web user privacy.
Below is the policy that Encore follows on privacy:
A.
Information
Collected.We
intend to gather and store information from this
Web Site (or from any other contact you have with
Encore) as follows.In
order for you to access certain services and to
purchase products that we offer via the Web Site,
we require you to provide us with information that
personally identifies you ("Registration Data").Registration
Data may include:(i)
Contact Data (such as your name, mail and e-mail
addresses) and (ii) Demographic Data (such as your
zip code, age, income, and characteristics of your
business).If
you communicate with us by e-mail, post messages
to any of our chat groups, bulletin boards or forums,
or otherwise complete online forms, surveys or contest
entries, any information provided in such communication
may be collected as Registration Data.If
you register for an Encore seminar, a third party
company will collect certain Financial Data (such
as your account or credit card number), to which
Encore will not have access.
We also
track the number of visitors accessing the Web Site.In addition, Encore may be able to detect certain information about
your server or your computer by virtue of your visit
to this Web Site, such as your make and model of
Web browser and your operating system, your IP address,
and your domain server.Encore
does so only to facilitate your use of this Web
Site and not for any other purpose.
B.
Changes
to your Registration Data.Should
your Registration Data ever change, please notify
us by e-mail at admin@encorepartners.com or by sending
a written request to our address, provided above.
C.
Use
of Registration Data.Except
as specified below, Encore will not disclose any
personal information about you or your account,
including its contents, without your prior consent
unless Encore has a good faith belief that such
action is necessary to:(i)
comply with legal process or other legal requirements
or any governmental authority; (ii) protect and
defend the rights or property of Encore; (iii) enforce
this Agreement; or (iv) protect the interests of
users of the Service other than you or any other
person.
We will
use your Registration Data only to provide services
to you, if requested, or to contact you about an
opportunity to purchase other Encore goods or services.
You can opt out of receiving these reminders, and
in that case, we will not contact you even for these
purposes.
Encore
does disclose certain Registration Data, in aggregate
form, collected from and relating to you, to third
persons for educational purposes in Encore's seminars.
D.
Opting
Out of Our Registration Database.You
may opt out of our registration database by sending
an email to Encore at admin@encorepartners.com or
by sending a written request to opt out to our address,
provided above.Once
we have finished processing your opt-out, we will
delete your information from our registration database
and not contact you again for any purpose unless
you request that we do so.After
you send an opt-out request, you may still receive
messages that were in the queue to be sent when
we received your opt-out request.Of
course, Encore will no longer be able to provide
services to you if you opt out of our registration
database.
E.
No
Liability for Acts of Third Parties.We
will use all reasonable efforts to safeguard the
confidentiality of the Registration Data.Nonetheless,
transmissions made by means of the Internet cannot
be made absolutely secure by us, since we do not
control the Internet.We
disclaim any liability for disclosure of Registration
Data due to errors in transmission by third parties
or unauthorized acts of third parties.
F.
Changes
to this Privacy Policy.We
may change this Privacy Policy in the future.Any
changes will be effective upon the posting of a
revised privacy policy on this Web Site.
6.
Representations
and Warranties. You
represent and warrant to Encore that: (a) you have
the power and authority to enter into and perform
your obligations under this Agreement; (b) you will
comply with all terms and conditions of this Agreement;
(c) you are at least eighteen (18) years old; and
(d) you shall not upload, post or transmit to or
distribute or otherwise publish through the Web
Site any materials which, in the determination of
Encore, in its sole discretion (i) restrict or inhibit
any other user from using and enjoying the Web Site,
(ii) are unlawful, threatening, abusive, libelous,
defamatory, obscene, vulgar, offensive, pornographic,
profane, sexually explicit or indecent, (iii) constitute
or encourage conduct that would constitute a criminal
offense, give rise to civil liability or otherwise
violate law, (iv) violate, plagiarize or infringe
the rights of third parties including, without limitation,
copyright, trademark, patent, rights of privacy
or publicity or any other proprietary right, (v)
contain a virus or other harmful component, (vi)
contain any information, software or other material
of a commercial nature, (vii) contain advertising
of any kind, or (viii) constitute or contain false
or misleading indications or origin or statements
of fact.
7.
Termination.This
Agreement is effective upon your acceptance as set
forth herein and shall continue in full force until
terminated.Encore
reserves the right, in its sole discretion and without
notice, at any time and for any reason, to: (a)
remove or disable access to all or any portion of
the Service; (b) suspend your access to or use of
all or any portion of the Service; and (c) terminate
this Agreement.
8.
Use
of the Web Site. The
Content is for personal use only.Encore
does not and cannot review all materials posted
to the Web Site by users, and Encore is not responsible
for any such materials posted by users.However,
Encore reserves the right at all times to edit,
refuse to post or to remove any information or materials,
in whole or in part, that in Encore's sole discretion
are objectionable or in violation of this Agreement.
By
posting messages, uploading files, inputting data
or engaging in any other form of communication (individually
or collectively "Communications") to the Web Site,
you hereby grant to Encore a perpetual, worldwide,
irrevocable unrestricted, non-exclusive, royalty
free license to use, copy, license, sublicense,
adapt, distribute, display, publicly perform, reproduce,
transmit, modify, edit and otherwise exploit such
Communications, in all media now known or hereafter
developed.You
hereby waive all rights to any claim against Encore
for any alleged or actual infringements or any proprietary
rights, rights of privacy and publicity, moral rights,
and rights or attribution in connection with such
Communications.
Quotes
and other financial data are provided for your personal
information only, and are not intended for trading
purposes.ENCORE
AND ITS DATA PROVIDERS SHALL NOT BE LIABLE FOR ANY
ERRORS OR DELAYS IN THE QUOTES OR OTHER DATA, OR
FOR ANY ACTIONS TAKEN IN RELIANCE THEREON.
The
Web Site may contain links and pointers to other
Internet sites and resources.Links
from the Web Site to other third party sites, maintained
by third parties, do not constitute an endorsement
by Encore of any third party resources, or their
contents.
You are
solely responsible for the security, confidentiality
and integrity of all messages and the content that
you receive, transmit through or store on the Web
Site.You
are solely responsible for any authorized or unauthorized
access to your account by any person.You
agree to bear all responsibility for the confidentiality
of your password and all use or charges incurred
from use of the Service with your password.
9.
Disclaimer
of Warranties.THE
SERVICE IS PROVIDED ON AN "AS IS" BASIS AND ENCORE
EXCLUDES TO THE FULLEST EXTENT PERMITTED BY APPLICABLE
LAW ANY WARRANTY OF ANY KIND, EXPRESS, IMPLIED,
OR STATUTORY.YOU EXPRESSLY AGREE THAT THE USE OF THE SERVICE IS AT YOUR SOLE RISK.ENCORE
MAKES NO WARRANTY AS TO ANY RESULTS THAT MAY BE
OBTAINED BY USE OF THE SERVICE.ENCORE
MAKES NO OTHER WARRANTIES, EXPRESSED, IMPLIED OR
STATUTORY, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED
WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR
PURPOSE, IN RELATION TO THE SERVICE.
ENCORE
DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF
THE INFORMATION PROVIDED BY THE WEB SITE.ANY
OPINIONS OF ENCORE POSTED ON THE WEB SITE CONSTITUTE
THE JUDGMENT OF ENCORE AT THE TIME OF ORIGINAL PUBLICATION,
WHICH IS SUBJECT TO CHANGE WITHOUT NOTICE.YOU
ACKNOWLEDGE THAT ANY RELIANCE UPON ANY OPINION,
ADVICE, DATA, STATEMENT, MEMORANDUM, OR INFORMATION
PROVIDED BY THE WEB SITE SHALL BE AT YOUR SOLE RISK.ENCORE RESERVES THE RIGHT, IN ITS SOLE DISCRETION, TO CORRECT ANY
ERRORS OR OMISSIONS IN ANY PORTION OF THE WEB SITE.
10.
Limitation
of Liability. YOU
AGREE THAT ENCORE SHALL NOT BE LIABLE TO YOU OR
ANYONE ELSE FOR ANY LOSS OR INJURY CAUSED IN WHOLE
OR IN PART BY RELYING UPON, USE OF, OR INTERPRETING
INFORMATION OBTAINED THROUGH USE OF THE SERVICE.UNDER
NO CIRCUMSTANCES SHALL ENCORE BE LIABLE TO YOU OR
ANY OTHER PERSON FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL
OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO
THIS AGREEMENT OR THE USE OF OR INABILITY TO USE
THE SERVICE EVEN IF ENCORE OR ITS AGENTS OR REPRESENTATIVES
KNOW OR HAVE BEEN ADVISED OF THE POSSIBILITY OF
SUCH DAMAGES. YOUR SOLE AND EXCLUSIVE REMEDY HEREUNDER
SHALL BE FOR YOU TO DISCONTINUE YOUR USE OF THE
SERVICE AND TERMINATE THIS AGREEMENT.
ENCORE
DOES NOT CONTROL OTHER WEB SITES THAT MAY PROVIDE
LINKS TO THE SERVICE.ENCORE
SHALL NOT BE LIABLE FOR ANY LOSS OR INJURY ARISING
FROM INFORMATION CONTAINED ON OTHER WEB SITES, FROM
THEIR LINKING TO THIS WEB SITE, OR FROM LINKS ON
THE ENCORE WEB SITE TO OTHER WEB SITES.
11.
Additional
Disclaimer of Warranties Related to Computer Technology.ENCORE
DOES NOT WARRANT THAT THE USER'S USE OF THE SERVICE
WILL BE UNINTERRUPTED, ALWAYS AVAILABLE OR ERROR-FREE,
OR WILL MEET A USER'S REQUIREMENTS, OR THAT ANY
DEFECTS IN THE SERVICE WILL BE CORRECTED.ENCORE
DISCLAIMS LIABILITY FOR, AND NO WARRANTY IS MADE
WITH RESPECT TO, THE AVAILABILITY OF THE SERVICE,
INCLUDING WITHOUT LIMITATION UNAVAILABILITY CAUSED
BY HEAVY TRAFFIC, TECHNICAL DIFFICULTIES, OR ANY
OUTAGE OR OTHER INTERRUPTION IN SERVICE.
SOME
STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION
OF INCIDENTAL DAMAGES, OR LIMITATIONS UPON HOW LONG
AN IMPLIED WARRANTY LASTS, SO THE ABOVE LIMITATIONS
OR EXCLUSIONS MAY NOT APPLY TO YOU.Users may also have other rights that vary from state to state.
12.
Amendment.
Encore
shall have the right, at any time and without notice,
to add to or modify the terms of this Agreement,
simply by posting such amended terms on this Web
Site.Your
access or use of the Service after the date such
amended terms are posted shall be deemed to constitute
acceptance of such amended terms.
13.
General.This
Agreement contains the entire agreement between
the user and Encore regarding the Service, and replaces
all prior or contemporaneous representations, understandings
or agreements. In the event that any term
on this Web page conflicts with any statement made
on any other page of this Web Site, the term on
this page controls.This Agreement may be modified only by Encore by the means described
above, or by a writing signed by both a user and
an authorized official of Encore. No failure, delay
in exercising or enforcing any right or remedy hereunder
by Encore shall constitute a waiver of any other
right or remedy, or future exercise thereof.If
any provision of this Agreement is determined to
be invalid under any applicable statute or rule
of law, it is to that extent to be deemed omitted,
and the balance of the Agreement shall remain enforceable.Unless
otherwise explicitly stated, the provisions contained
herein will survive termination of the user's access
to and use of the Service.This
Agreement shall be governed by the laws of the Commonwealth
of Virginia, without regard to conflict of laws
rules.Any
litigation arising from or related to this Agreement
shall be instituted and maintained only in the Circuit
Court for the City of Richmond or the United States
District Court for the Eastern District of Virginia.You
agree that you hereby waive your right to a jury
in any such trial.